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244 Blvd of the Allies

Pittsburgh, PA 15222

(412)389-2201

krichert@lfgco.com

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It is my job to help you understand the ripple effects and consequences of today's financial decisions, so that you can achieve your goals and objectives in the most efficient and effective way possible.

Together we will co-create a plan built for a life of abundance.

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This Material is Intended For General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.

Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 244 Boulevard of the Allies Pittsburgh PA 15222, 412.391.6700. PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Lifetime Financial Growth, LLC is not affiliated or subsidiary of PAS or Guardian. The Living Balance Sheet® and The Living Balance Sheet® Logo are service marks of The Guardian Life Insurance Company of America® (Guardian), New York, NY. © Copyright 2005-2020 Guardian.

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2023-164587 Exp 11/25

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